Our Loan & Credit Products

Comprehensive Financial Solutions Tailored for You

At Saatvik Fincorp, we understand that every financial need is unique. Our extensive range of loan and credit products are designed to meet diverse requirements - from personal aspirations to business growth, from dream homes to quality education.

Personal Loan

Loan Amount: ₹1 Lakh – ₹1 Crore
Tenure: 12–84 months
Interest Rate: 10.50% onwards
Eligibility:
Salaried with good CIBIL score and stable income.

Business Loan

Loan Amount: ₹1 Lakh – ₹75 Lakhs
Tenure: 12–72 months
Interest Rate: 14% onwards
Eligibility:
Business vintage of 2+ years with steady revenue and financials.

Loan Against Property (LAP)

Loan Amount: ₹5 Lakhs – ₹10 Crores
Tenure: Up to 20 years
Interest Rate: 10% onwards
Eligibility:
Residential/commercial/Industrial property owner with income proof and clear title.

Home Loan

Loan Amount: ₹5 Lakhs – ₹10 Crores
Tenure: Up to 30 years
Interest Rate: 8% onwards
Eligibility:
Salaried or self-employed with stable income, good credit, and property documents.

Auto Loan (Refinance)

Loan Amount: ₹1 Lakh – ₹25 Lakhs
Tenure: 12–84 months
Interest Rate: 9% onwards
Eligibility:
Vehicle ownership proof, insurance, repayment capacity, and CIBIL score.

Education Loan

Loan Amount: ₹50,000 – ₹1 Crore
Tenure: Up to 15 years
Interest Rate: 8.5% onwards
Eligibility:
Indian student admitted to recognized universities. Co-applicant with stable income required. Available from Private/Govt Banks and NBFCs.

Doctors' Loan

Loan Amount: ₹2 Lakhs – ₹2 Crores
Tenure: 12–84 months
Interest Rate: 10% onwards
Eligibility:
MBBS/BDS/BAMS/BHMS and above-qualified doctors with valid registration and practice. Available on Medical Degree.

Credit Cards

Credit Limit: ₹25,000 – ₹10 Lakhs
Tenure: Revolving
Annual Fee: Lifetime Free
Eligibility:
Stable income (salaried/self-employed) and good CIBIL (700+). Burgundy platform cards also available.

*Interest rates shown are indicative and subject to change as per lender policy. Final rates depend on credit profile and loan amount.